so… 2 questions:
how can i help him feel better?
how can we live more frugally?
i think we should get rid of cable/internet & sell our computers/tv
hubby doesn’t want to b/c “what are we supposed to do with our free time” (btw, this attitude makes me *so* upset)
our internet/ cable are combined (we have to pay $10.00/month for *not-even-basic* cable in order to get the internet)
i’ve cut our grocery bill to $80.00 per wk
i walk most places & don’t drive more than 10miles per wk (if i drive at all…i really don’t want to get rid of our 2nd car b/c i like the security of having it. monthly payments are cheaper than if hubby would drive it everyday to/from work…hubby has a ghetto car that is paid in full, takes *very* little gas & our insurance is *extremely* cheap)
i unplug any appliances/electronics we don’t use (toaster, blender, cell phones, etc)
we don’t have a land-line, only use cellphones. all my family is long distance & this was our solution for me to be able to call them (does anyone have any experience w/ “magic jack”?)
i already shop at thrift stores/goodwill for the girls & haven’t bought anything for myself/hubby in literally 10yrs. *everything* we have is hand-me-down or a gift.
hubby works for his parents as an insuance agent & makes pretty good $, but we have a crap-load of debt.
we got a consolodation loan last yr & refinanced our house the beginning of this yr.
i have the heat off unless it gets too cold, then the thermostat is set to 60 (we live in Fla)
i make my own cleaner…(cheap & easy)
i’ve been making various stews b/c it’s cheap easy & lots of leftovers (plus, perfect weather for it…what’s better than coming from the cold & getting a bowl of hot stew?)
not sure where else to cut back, except cable/internet…if we need to use the internet for some reason, there are 2 libraries just blocks from us and we live 15min from my inlaws (they don’t have internet, but they have cable for movie night)
how can i convince hubby this would be a smart thing to do?
a few people have suggested *i* work. this is not an option *right now*. when the girls are older, i’ll be able to work, but for now i refuse to leave my girls. when they are night-weaned (from nursing), i want to work at night (i used to be a night auditor at a hotel & have plans of resuming that or something similar)
i should make clear…he is not unemployed, he still has his main job. we “make too much” to qualify for any aid. i’m leary of WAHM “opportunities”…how do you know if it’s legit? i *have* been looking, but they just seem too goo to be true…
ronnie: i didn’t make myself clear. the cable is a mandatory additional $10 to the internet bill. the combined bill is around $90.00
our main car is $230/per month
we own the 2nd car, but it’s too small to fit the whole family.
our insurance is only $100.00 and wouldn’t go down much if we got rid of the 2nd car (we get multi car discount, among other discounts)
About the Author: